Updated: Dec 21, 2022
As a remote sales life insurance agent, your job is to help clients choose the appropriate life insurance policies to protect their loved ones in the event of the policyholder's death. Your primary role is to educate clients about different types of life insurance policies, assess their insurance needs, and recommend the best policy for their specific situation.
Emails and Admin Work
A typical day for a remote sales life insurance agent might begin with checking and responding to emails and voicemails from clients or potential clients. You might also spend time reviewing client applications and underwriting information, completing paperwork, and following up with clients.
Throughout the day, you will likely spend a significant amount of time on the phone with clients or potential clients. Phone conversations for remote life insurance agents typically involve discussing the clients' insurance needs and answering any questions or concerns they may have. The agent will likely spend a significant amount of time on the phone with clients or potential clients, explaining the benefits of different life insurance policies and helping them choose the policy that is best for their specific situation.
During phone conversations, life insurance agents may ask questions to better understand the clients' financial situation, such as their income, assets, and debts. They may also ask about the clients' family structure, any health issues, and other factors that could impact their insurance needs.
Life insurance agents may use a variety of tools and resources during phone conversations, such as policy comparison charts and calculators, to help clients understand their options and make an informed decision.
Effective communication and interpersonal skills are important for success in this role, as the agent must be able to explain complex information and build trust with clients clearly and concisely. It is also important for life insurance agents to be patient and empathetic, as clients may be facing difficult decisions or dealing with emotional situations.
In addition to working with clients, you may also spend time researching and staying up to date on the latest life insurance products and regulations. This can help you provide the best possible service to your clients and ensure that you are able to offer them a wide range of options. There are several options for life insurance agents to continue their education and learn more about the industry. Some options include:
Many professional organizations, such as the National Association of Insurance and Financial Advisors (NAIFA) and the Society of Financial Service Professionals (SFSP), offer educational resources and training programs for life insurance agents. These organizations often hold conferences and webinars, and some may offer certification programs.
Insurance Carrier Training Programs
Many insurance carriers offer training programs for their agents to learn about specific products and services. These programs can help agents stay up to date on industry trends and best practices. At Real Financial iKons, we provide weekly uptraining meetings via Zoom as well as our training platform Lightspeed. All trainings are archived so agents old and new can view them at any time.
Some colleges and universities offer courses in insurance and financial planning, which can be a good option for those who want to deepen their knowledge of the industry.
There are also many online courses and resources available for life insurance agents to continue their education. These courses can be a convenient and flexible option for those who have busy schedules. One such platform, is WebCE. WebCE offers a variety of courses that are designed to help agents stay up to date on industry developments and regulations. The courses are developed by industry experts and are designed to be engaging and informative. WebCE also offers tools to help agents track their progress and stay on top of their CE requirements
Overall, the job of a remote sales life insurance agent involves helping clients plan for the future and provide financial security for their loved ones. It can be a rewarding career for those who enjoy helping others and have a strong understanding of financial products and services. With the right skills and dedication, you can build a successful career as a remote sales life insurance agent.
If you are considering becoming an agent or if you are thinking about changing companies, Real Financial would love to have you on our team.
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